FX12

The first Fintech Company dedicated to the management of capital resources of southern enterprises”. FX12 is an innovative startup aimed at the fintech development in the southern regions, which is capable of offering innovative digital finance services and managing execution activities through financial partnerships supervised by the Bank of Italy. FX12 was founded upon careful analysis of the reasons for credit access difficulties and the effectiveness of traditional finance solutions. The concern on which FX12 has focused its strategy is the circulating capital needs of small companies to which it can provide innovative solutions. Invoice trading and dynamic discounting that FX12 has successfully applied to the southern Italian market, creating fintech platforms that facilitate communication between investors of all sizes, small and medium-sized companies. FX12 monitors enterprises, whether downstream or upstream in the supply chain, in order to comprehend the real causes of financial requirements. Hence, the effectiveness of FX12 solutions: the combination of the analysis provided by digital tools and the direct relationship with enterprises.